Affordable Care, With or Without Insurance
At Carelock, we believe healthcare should be accessible to everyone. We accept most major commercial insurance plans as well as Medicaid.
No insurance? No problem. We offer competitive same-day, prompt pay discounts—new patient visits start at just $80, and follow-up visits are only $70.
Here’s a list of the insurance plans currently accepted by Carelock:
Commercial Plans:
- Blue Cross Blue Shield of Arizona
- Cigna PPO
- Aetna
- Devoted Health
- Humana
- United Health Care
- Tricare
- AllWell by Wellcare
- Ambetter from Arizona Complete Health
- UMR
- Optum
- Wellcare
Medicare Plans:
- Medicare of Arizona
- Banner Medicare
- Cigna Medicare
- AARP Medicare
Medicaid Plans (AHCCCS):
- American Indian AHCCCS plan
- Care 1st AHCCCS plan
- Mercy Care AHCCCS plan
- Health Choice AHCCCS plan
- Banner University AHCCCS pla
- UHC Community AHCCCS plan
- AZ Complete Care AHCCCS Plan
Other Plans:
- CHAMPVA (Civilian Health and Medical Program of the Department of Veterans Affairs)
- CareLock proudly accepts iTRADEPAY for services
This detailed list provides transparency regarding the variety of insurance plans accepted at Carelock, including both commercial and government-sponsored plans. If your insurance is not listed, or you have questions about your coverage, please contact our billing department at 480-666-0388.
We also offer a sliding fee schedule based on income and family size to ensure that cost is never a barrier to care. No one will be denied access to services due to inability to pay. If you have questions about payment options or our sliding scale program, please call our office—our team is here to help.